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How Long Does it Take to File an 18 Wheeler Claim?
If someone is injured in a collision with an 18 wheeler, the case may be more difficult to settle than a typical car crash claim. This is because truck accidents usually cause serious injuries.
However, each truck accident is unique and there are many factors that influence the time it takes to reach a settlement. Here are some of the most important factors.
Insurance claims
As with all vehicles on the road, 18-wheeler truckers must carry a minimum amount insurance. This is because collisions involving large trucks are more likely to result in serious injuries and property damage as compared to a car accident. In fact, these crashes often result in deaths and devastating injuries. It is therefore crucial that those who suffer from these accidents submit a claim in order to receive the compensation they deserve.
It can be a challenge to find a policy that will meet all your needs, even though 18 wheeler coverage is a must. Depending on the nature of the cargo your trucks transport you may require additional types of insurance. For instance, hazmat transporters could require up to $5 million in liability insurance. Towing insurance, trailer exchange insurance, and cargo coverage are all possible options.
In addition to this an experienced lawyer will help you decide on the kinds of insurance coverage your business requires. He or she will also assist you with negotiating with the insurance companies to ensure that your claim is properly resolved. In some cases, insurance companies will attempt to decrease their liability by claiming comparative negligence. This can seriously devalue your claim. A lawyer can help you disprove these claims and get the maximum compensation that you deserve. A seasoned lawyer will ensure that you receive the amount needed to recover regardless of the manner in which you were hurt in your accident.
Settlements
In most cases, a truck accident victim will receive a settlement offer prior to the time a lawsuit is filed. The insurance company for the trucking company or legal team will make this offer, which will usually be much less than what the victim deserves. This offer should never be accepted without first consulting an attorney for personal injuries.
The value of the settlement is contingent upon many aspects, including the degree of injuries and the property damage. It is also contingent upon medical costs. Additionally, non-economic damages can be considered, particularly if you were emotionally or physically affected by the accident. However 18 wheeler accident attorney lafayette are also more difficult to quantify and require a thorough analysis.
The amount of the final compensation is also influenced by determination of liability. If you can prove that the person responsible for the accident violated traffic laws or was negligent, or caused the accident by another act of wrongdoing they will be held accountable for your losses. There are other legal defenses which can limit their liability. They include the doctrine of contributory negligence and comparative fault.
Owners of trucking companies may also be held responsible for an accident. This is the case in the event that a driver operated a truck in poor condition, or in the event that a business failed to maintain the vehicle. The cargo loading and shipping firm could also be liable when the cargo was improperly loaded, or a part was defective.
Filing a lawsuit
You may be forced to file a lawsuit if the insurance company did not offer a fair settlement. This could delay the resolution of your case, but it can also result in a higher settlement of damages. A lawyer for truck accidents is your best option, whether you choose to settle or go to court.
The insurance companies involved in this situation are likely to attempt to undercut you which is why you need a lawyer who can protect your interests. A Lafayette truck accident lawyer can look over your accident, determine the value of your damages and ensure that you receive the most compensation for your injuries.
In many 18-wheeler collisions, there are multiple parties that are responsible. If the driver of the truck was under the under the influence of alcohol or had violated the rules governing hours of service and his or her employer could be held responsible. The manufacturer of a vehicle repair shop or component could also be held responsible in the event that the component was defective and responsible for the accident.
In addition, cargo-loading companies could be held accountable for accidents that happen to their trucks. This is because the trucks have to be loaded and shipped in a secure manner to prevent them from falling over or being jackknifed. These companies are required by law to adhere to strict safety standards. The law also permits you to recover economic damages, for example, pain and suffering.
Trial
Negotiations with the insurance company are usually used to settle the majority of cases of truck accidents. A fair settlement should cover all medical expenses including treatment and medical expenses, as well as any other losses that you've suffered or are likely to suffer. Your lawyer can also help you determine what your future damages might be, as well as whether punitive damages might be appropriate.
A qualified attorney can guide you through this process. The most important thing to consider is the severity of your injuries, which will influence the amount of compensation you are entitled to. Certain injuries could only affect you for weeks or even months, whereas others could have a permanent or lasting impact on your life.
In 18-wheeler accidents, it could take a long time to determine who is responsible. This is because there can be multiple parties responsible such as the driver of the truck and the company that employs them. In some cases there could be mechanical problems with the vehicle that cause a crash, in the event of a crash, it is necessary to hold the repair shop or manufacturer accountable for the damages you suffer.
There are many factors that can influence the size of an 18-wheeler settlement however, these cases tend to have larger settlements overall than those involving cars. This is due to the nature of injuries and the damages caused by these accidents, which can be devastating.